Tag Archives: Agricultural

Farm Finance and Agricultural Loans

Farm Finance is available on special farm machinery such as Tractors, power tiller, ploughing equipment, planting equipments, combine reapers, irrigation systems. Nonetheless there are certain prerequisites to availing farm machinery Finance UK.

Farm loans are offered calculating up the farmer’s necessities. In UK, farm machinery Finances are offered in the range of GBP 10000 to GBP 150000. Farming itself is an irregular activity which makes it imperative to extend highly flexible Finances. Farm machinery Finances can be availed to buy new farm machinery or second hand farm machinery.

You could avail farm loans either through fixed charge per units, variable rates or prime rates. Farm finance options taken under fixed rates means your installment is spread over fixed period of years viz 1 year to 10 years. The Finance repayment sum will be comparatively small since the Finance period is spread over a period of time.

You could also opt for farm machinery loans through varying rates. Through variable rates, the interest rates shift consorting to the diverging rates in the markets on monthly basis as well. The term of repayment options of Finances on variable rates is between 7 to 10 years.

Lastly moving on to Finances offered quality rates imply specific margin to prime rate. In case of any change in the prime rates, the rate of interest also varies. These Finances have a margin lock of 1 to 3 years while they can be repaid within 7 to 10 years maximum.

In case you go up special financial institutions you could also raise capital from your surviving property and expand your agriculture business substantially. In case you have Finances from multiple origins you could always consolidate all your borrowings into a single affordable Finance. These financial institutions also offer repayment vacations which mean you do not have to pay for the initial years (usually 5 years) after which you do have to pay a more or less higher amounts of money of installments considering the accrued interest.

All in all, Farm finance is easily usable. You need to finalize the farm machinery you wish to fit out your farm with and go up the financial institutions with your Finance form. At the same time you could even think of ambitious farm elaboration plans and increase your agricultural concern as well.

Kashmir’s Agricultural Technology and Agri Productivity

Agricultural Production has to be in tune with ecological preservation.The age old agricultural productivity methods and practices need to be clubbed in today farming system. It is not true that all what came to be known in past few centuries is only science. The improved cultivation methods, seeds and plant and animal germplasm is used progressing year after year and from centuries. These tested and improved practices have come into existence through centuries experience ,tests and notes of farmers around the globe. The faster communications methods are needed to propagate them.

The evils of past unidirectional more production oriented policies have given enough food but has robed us of our ecological resources. Now we face soil degradation corrosion, denudation of forests and great dangers to our biodiversity and eco-environment. An attempt has been made in these pages to present our own experience in Kashmir.

Firstly to define some of the indigenous techniques used in the past which were eco-friendly. Secondly,a combination of the modern and indigenous technology use in agriculture has been compared in term of individual crop and fruit production. Lastly policy and innovative models of mixed crop, livestock production system have been postulated.

Methodology
Competitive global marketing demands some changes in our farming systems. Farmers have to be cost conscious and need new strategies of mixed farming option like combined agriculture, horticulture, livestock husbandry and horticulture activities. A new model for incorporating all these fields in an eco-friendly mode is discussed.

An agricultural mission for efficient resource management should aim at bridging gap between current farm yield and potential farm yield. Use of bio-technology and bio-informatics for identification of economically viable cropping options and combination can not be ruled out ,however soil and environmental preservation must be kept in mind while using bio tech farming options. We should talk of eco-conducive-germplasm-base instead of high productive germplasm base. Minimum use of chemical fertilizers has been tried with increased crop production. Such organic farming options resulted into 19% enhancement of production per hectare in capsicum,cabbage,rice apple, Onions and other crops. The use of N fertilizers were replaced from 25-75% with organic manures like agricultural waste material, dalweeds, cow-dung, forest waste and other ecofriendly substitutes including microorganisms.

The micro-nutrient availability in mud, green waste and other cheep agri -Hort bye products have been analyzed.The soil composition and remediation factors to restore ecological balance in degraded lands is discussed.New options for combined farming of crops, animals, plant, fish, poultry and other biological partners shall be projected for a more safe farming with ecological resource management. The blend of indigenous and more recent technology for resource management of eco-systems is the viable conclusion

Agriculture Livestock Farming in South African

Dairy farming:

Dairy is produced throughout South Africa, with most farms in the eastern and northern Free State, North West, the KwaZulu-Natal Midlands, the Eastern and Western Cape, Gauteng and the southern parts of Mpumalanga. The four major dairy breeds in South Africa are the Holstein, Jersey, Guernsey and Ayrshire.

The dairy industry is important to South Africa’s job market, with some 4 300 milk producers employing about 60 000 farmworkers and indirectly providing jobs to 40 000 people. Milk production for 2003/04 was estimated at 2-billion litres.

Beef farming:

South Africa produces 85% of its meat requirements, with 15% is imported from Namibia, Botswana, Swaziland, Australia, New Zealand and the EU. Local demand generally outstrips production, even though there are untapped reserves in the communal farming areas.

Cattle ranches are found mainly in the Eastern Cape, parts of the Free State and KwaZulu-Natal, Limpopo and the Northern Cape. Popular beef breeds include the indigenous Afrikaner and Nguni and locally developed Bonsmara and Drakensberger. European and American breeds such as Charolais, Hereford, Angus, Simmentaler, Sussex, Brahman and Santa Gertrudis are maintained as pure breeds or used in cross-breeding.

Sheep and goat farming:

South African sheep farming is concentrated in the Northern and Eastern Cape, Western Cape, Free State and Mpumalanga, with Ermelo in Mpumalanga being one of the largest wool-producing districts. Fifty percent of sheep are fine-woolled Merinos. Other breeds include the locally developed Afrino, a woolled mutton breed adapted to arid conditions, the South African Mutton Merino, the Dohne and the Merino Landrace. South Africa’s mutton is produced from the Dorper – a highly productive and locally developed mutton breed for arid regions – and the woolled Merino.

Karakul sheep are farmed in the more arid areas, with some 20 173 pelts with a gross value of R3-million produced in 2002/03. The indigenous meat-producing Boer goat accounts for about 30% of all commercial goats. The Angora goat is used for mohair production.

Poultry and pig farming:

South Africa’s poultry and pig farms are more intensive than the extensive sheep and cattle production, and are found near the metropolitan areas of Gauteng, Durban, Pietermaritzburg, Cape Town and Port Elizabeth. The predominant pig breeds are the South African Landrace, the Large White, the Duroc and the Pietrain.

South Africa’s annual poultry meat production is 960 000 tons. Broiler production contributes about 82% to total poultry meat production, with the rest made up of mature chicken slaughter (culls), small-scale and backyard poultry production, ducks, geese, turkeys and other specialised white meat products. Income from poultry and egg production amounted to R11.3-billion in 2002/03.

South Africa accounts for 67% of world sales of ostrich products – leather, meat and feathers. The gross value for ostrich feathers and products during 2002/03 was R276.5-million.

Game farming:

South Africa has more game and a wider variety of game species than most countries. Game farming has grown over the years, and today is a viable industry with great economic potential. The country’s main game areas are in Limpopo province, North West, Mpumalanga, the Free State, the Eastern Cape, the Karoo, the Kalahari in the Northern Cape and the thorn scrub of KwaZulu-Natal.

A descriptive game-production model has been developed for optimising intensive animal production on game farms, with the potential to increase the global produce of the game industry by between 8% and 15%.

Aquaculture:

The aquaculture industry in South Africa continues to make meaningful progress in cultivation technology, marketing strategy, marketing practice and scientific innovation. Mussels, trout, tilapia, catfish, oysters and waterblommetjies (Cape pondweed) are the major aquaculture species. Mussel farming occurs mainly at Saldanha Bay.

Agricultural Niche

Some farmers are finding new and innovative ways to make ends meet, thinking out of the box, so to speak. One way of doing this is the production of crops that are traditionally unavailable locally, or at least unavailable in the winter. For example, some farmers in the southeastern Unites States reasoned that no one would be able to turn down a fresh strawberry in the middle of winter. They were right. Using greenhouses and various growing systems, several farmers in North Carolina are now successfully growing and selling strawberries in the winter. In the same way, farmers in New York are growing raspberries in greenhouses during the winter. Compared to crops like tomatoes or cucumbers, raspberries can be grown at relatively cool temperatures without the need for supplemental light. And because they are fresher than berries flown in from the Southern Hemisphere, the quality is superior, which means that people are willing to pay enough to make their production worthwhile.

Other crops that are being commercially grown in greenhouses include muskmelons, tomatoes, cucumbers, peppers, lettuce, and various kinds of herbs.

Growing mushrooms is another niche market for farmers. As the market for mushrooms continues to grow, more and more farmers see their cultivation as an opportunity to add another source of revenue. Since organic wastes can be used as a growing medium, this is also a way to get some value out of such waste materials. Mushroom farming is one of the best examples of thinking outside the box because the needs of mushrooms are quite a bit different than those of more traditional crops. For example, unlike green crops, they don’t use photosynthesis, so sunlight is unnecessary. This means that a mushroom farm may not look like a farm at all. The biggest grower of mushrooms in the United States is located in Kennett Square, Pennsylvania. Rather than plow open fields on this 220-acre farm, the cash crop is grown in chilly dark buildings. Inside these buildings, portabella, shiitake, enoki, maitake, and other fancy fungi sprout in sterile bottles, on homemade sawdust logs, and in wooden compost beds. Even compared to other mushroom farms, this farm is an example of the kind of thinking needed by the non-traditional farmer. It’s a second-generation farm owned by Don and Marshall Phillips. From the start, Phillips Mushroom Farms was unconventional. When their father, William Phillips, started growing white button mushrooms in 1927, they were considered a wintertime-only crop. In 1939, he decided that with some big blocks of ice and a few fans, he could grow them in the muggy summer. In 1979, his sons followed his adventurous example, becoming the first U.S. commercial shiitake growers. Six years later, they began to grow portabellas. They now produce 35 million pounds of various kinds of mushrooms every year.

According to some experts, there are thousands of niche markets available to farmers. These range from commercial elk and alligator farms to heirloom fruit and vanilla orchid growers. There are many factors pushing the development of these markets, including the rising transportation costs for importing crops and a growing demand by consumers for locally grown and organic products. The result is that growers are increasingly venturing into these markets. Many of these farmers are just trying to save the family farm. Others are looking for a lifestyle change, such as the many third and fourth generation tobacco farmers who have switched to other crops because of health and environmental concerns.

What they all have in common is the imagination and willingness to look at things in a new way, to think outside the box, coupled with the courage, dedication, and intelligence needed to try something new and make it work.