Tag Archives: Farming

Farm Finance and Agricultural Loans

Farm Finance is available on special farm machinery such as Tractors, power tiller, ploughing equipment, planting equipments, combine reapers, irrigation systems. Nonetheless there are certain prerequisites to availing farm machinery Finance UK.

Farm loans are offered calculating up the farmer’s necessities. In UK, farm machinery Finances are offered in the range of GBP 10000 to GBP 150000. Farming itself is an irregular activity which makes it imperative to extend highly flexible Finances. Farm machinery Finances can be availed to buy new farm machinery or second hand farm machinery.

You could avail farm loans either through fixed charge per units, variable rates or prime rates. Farm finance options taken under fixed rates means your installment is spread over fixed period of years viz 1 year to 10 years. The Finance repayment sum will be comparatively small since the Finance period is spread over a period of time.

You could also opt for farm machinery loans through varying rates. Through variable rates, the interest rates shift consorting to the diverging rates in the markets on monthly basis as well. The term of repayment options of Finances on variable rates is between 7 to 10 years.

Lastly moving on to Finances offered quality rates imply specific margin to prime rate. In case of any change in the prime rates, the rate of interest also varies. These Finances have a margin lock of 1 to 3 years while they can be repaid within 7 to 10 years maximum.

In case you go up special financial institutions you could also raise capital from your surviving property and expand your agriculture business substantially. In case you have Finances from multiple origins you could always consolidate all your borrowings into a single affordable Finance. These financial institutions also offer repayment vacations which mean you do not have to pay for the initial years (usually 5 years) after which you do have to pay a more or less higher amounts of money of installments considering the accrued interest.

All in all, Farm finance is easily usable. You need to finalize the farm machinery you wish to fit out your farm with and go up the financial institutions with your Finance form. At the same time you could even think of ambitious farm elaboration plans and increase your agricultural concern as well.

Agriculture Livestock Farming in South African

Dairy farming:

Dairy is produced throughout South Africa, with most farms in the eastern and northern Free State, North West, the KwaZulu-Natal Midlands, the Eastern and Western Cape, Gauteng and the southern parts of Mpumalanga. The four major dairy breeds in South Africa are the Holstein, Jersey, Guernsey and Ayrshire.

The dairy industry is important to South Africa’s job market, with some 4 300 milk producers employing about 60 000 farmworkers and indirectly providing jobs to 40 000 people. Milk production for 2003/04 was estimated at 2-billion litres.

Beef farming:

South Africa produces 85% of its meat requirements, with 15% is imported from Namibia, Botswana, Swaziland, Australia, New Zealand and the EU. Local demand generally outstrips production, even though there are untapped reserves in the communal farming areas.

Cattle ranches are found mainly in the Eastern Cape, parts of the Free State and KwaZulu-Natal, Limpopo and the Northern Cape. Popular beef breeds include the indigenous Afrikaner and Nguni and locally developed Bonsmara and Drakensberger. European and American breeds such as Charolais, Hereford, Angus, Simmentaler, Sussex, Brahman and Santa Gertrudis are maintained as pure breeds or used in cross-breeding.

Sheep and goat farming:

South African sheep farming is concentrated in the Northern and Eastern Cape, Western Cape, Free State and Mpumalanga, with Ermelo in Mpumalanga being one of the largest wool-producing districts. Fifty percent of sheep are fine-woolled Merinos. Other breeds include the locally developed Afrino, a woolled mutton breed adapted to arid conditions, the South African Mutton Merino, the Dohne and the Merino Landrace. South Africa’s mutton is produced from the Dorper – a highly productive and locally developed mutton breed for arid regions – and the woolled Merino.

Karakul sheep are farmed in the more arid areas, with some 20 173 pelts with a gross value of R3-million produced in 2002/03. The indigenous meat-producing Boer goat accounts for about 30% of all commercial goats. The Angora goat is used for mohair production.

Poultry and pig farming:

South Africa’s poultry and pig farms are more intensive than the extensive sheep and cattle production, and are found near the metropolitan areas of Gauteng, Durban, Pietermaritzburg, Cape Town and Port Elizabeth. The predominant pig breeds are the South African Landrace, the Large White, the Duroc and the Pietrain.

South Africa’s annual poultry meat production is 960 000 tons. Broiler production contributes about 82% to total poultry meat production, with the rest made up of mature chicken slaughter (culls), small-scale and backyard poultry production, ducks, geese, turkeys and other specialised white meat products. Income from poultry and egg production amounted to R11.3-billion in 2002/03.

South Africa accounts for 67% of world sales of ostrich products – leather, meat and feathers. The gross value for ostrich feathers and products during 2002/03 was R276.5-million.

Game farming:

South Africa has more game and a wider variety of game species than most countries. Game farming has grown over the years, and today is a viable industry with great economic potential. The country’s main game areas are in Limpopo province, North West, Mpumalanga, the Free State, the Eastern Cape, the Karoo, the Kalahari in the Northern Cape and the thorn scrub of KwaZulu-Natal.

A descriptive game-production model has been developed for optimising intensive animal production on game farms, with the potential to increase the global produce of the game industry by between 8% and 15%.

Aquaculture:

The aquaculture industry in South Africa continues to make meaningful progress in cultivation technology, marketing strategy, marketing practice and scientific innovation. Mussels, trout, tilapia, catfish, oysters and waterblommetjies (Cape pondweed) are the major aquaculture species. Mussel farming occurs mainly at Saldanha Bay.

Animals in Organic Farming

In organic farming, agriculture is often referred to as an agro ecosystem. An agro ecosystem is a community of plants and animal interaction with their physical and chemical environments that have been modified by people to produce feed, fibers and other products for human consumption and processing. The goal of organic farming is to design a quilt of agro ecosystems within a landscape unit, each mimicking the structure and function of local, natural ecosystems, thus acquiring their resilience and sustainability. Ideally, the organic farmer manipulates the natural ecosystem to achieve sustainable production, using an understanding of ecological relationships while trying to minimize the use of external inputs and harm to the environment.

Although it is possible to create agro ecosystems without farm animal, animal provide substantial advantages for system productivity and sustainability. For example, farm animal have an important role in processing biomass and recycling nutrients. Organic farming systems with herbivores are generally more productive than those without them. The animals can fill trophic niches that otherwise would not be utilized, for example marginal lands otherwise unsuitable for agriculture. However, in order to create sustainable agro ecosystems, the animal component must meet certain requirements

1. The selection of species and breeds must be adapted to crop production suitable for the area, to available resources on the farm or in the region, and to local agro-climatic conditions.

2. The number of animals must be balanced in relation to the possible crop production and available resources.

3. Rearing systems must be designed to avoid harming the environment and to minimize the use of fossil energy.

Ruminants, such as cattle and sheep, have a particularly important role in agro ecosystems since they process leguminous forage plants. These are the backbone of organic crop production because of their ability to fix atmospheric nitrogen. To obtain sufficient nitrogen in an organic crop rotation, about one-third of the crops should be legumes. In practice this means that organic animal production must be based on ruminants (and that these are fed like ruminants). In contrast, monogastric animal, such as pig and poultry, require high quality protein in their diets. These animals can be considered as competing with humans for food, at least to the extent they use protein sources suitable for direct human consumption. Thus, it is sometimes argued that monogastric animals should be considered marginal in organic farming, primarily to be fed on agricultural wastes. They also can contribute to the agroecosystem by producing useful services, such as biological weed or pest control.

Development approaches for organic animal production in developing countries has to be based on realistic and practical situations. First, one must recognize the limitation and complexities of export market for animal products, while there exists greater market opportunities for organic animal products locally, for instance indigenous chicken meat and eggs. Practical approaches for organic farming should be based on and developed from locally existing animal production systems which already have close resemblance to prescribed organic practices, such as those mentioned earlier for ruminant and indigenous chicken production. The local standards and guidelines for organic animal farming ought to be initially considered and developed from such existing animal husbandry practices. Further development of such standards will be a continuous process based on practical experiences gained from production, processing, and marketing of the resulted organic animal products.

The Success of the promotion of organic animal farming at national level will depend on many important factors including government policies and legislative supports, socio-economic infrastructure, farm training and extension as well as other technical supports.